{"id":7505,"date":"2014-03-27T16:17:36","date_gmt":"2014-03-27T15:17:36","guid":{"rendered":"https:\/\/valoxy.org\/blog\/?p=7505"},"modified":"2025-07-28T17:03:42","modified_gmt":"2025-07-28T15:03:42","slug":"auto-entrepreneur-et-chomage-03272014avla1","status":"publish","type":"post","link":"https:\/\/valoxy.org\/blog\/auto-entrepreneur-et-chomage-03272014avla1\/","title":{"rendered":"Le cumul du ch\u00f4mage avec le statut d\u2019auto-entrepreneur"},"content":{"rendered":"<p><span style=\"line-height: 1.5em;\">Peut-on \u00eatre \u00e0 la fois ch\u00f4meur et auto-entrepreneur ? Suite \u00e0 notre article sur l\u2019ACCRE de nombreux cr\u00e9ateurs d&rsquo;entreprise nous ont demand\u00e9 <span class=\"exergue\">s\u2019il \u00e9tait possible de b\u00e9n\u00e9ficier des indemnit\u00e9s ch\u00f4mage tout en \u00e9tant auto-entrepreneur.<\/span> Si\u00a0 la r\u00e9glementation offre cette possibilit\u00e9 elle impose toutefois quelques conditions qu\u2019il convient de respecter lorsqu\u2019on veut conserver intact le montant de ses allocations. <\/span><\/p>\n<p><span style=\"line-height: 1.5em;\">Ch\u00f4meur et auto-entrepreneur ? Valoxy, cabinet d&rsquo;expertise comptable dans les Hauts de France, r\u00e9pond \u00e0 cette interrogation.<\/span><\/p>\n<figure id=\"attachment_6507\" aria-describedby=\"caption-attachment-6507\" style=\"width: 178px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\" wp-image-6507 \" title=\"cr\u00e9ation d'entreprise : l'auto-entreprise\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/sarl-ou-sas.jpg\" alt=\"auto-entrepreneur et cr\u00e9ation d'entreprise\" width=\"178\" height=\"222\" \/><figcaption id=\"caption-attachment-6507\" class=\"wp-caption-text\">Peut-on cumuler le ch\u00f4mage avec le statut d\u2019auto-entrepreneur ?<\/figcaption><\/figure>\n<h3>Ch\u00f4meur et auto-entrepreneur ? Devenir auto-entrepreneur en restant indemnis\u00e9 par P\u00f4le emploi<\/h3>\n<p>Le ch\u00f4meur qui cr\u00e9e son auto-entreprise doit faire part de sa d\u00e9cision au P\u00f4le emploi dont il d\u00e9pend. Il fera alors un choix entre les deux possibilit\u00e9s non cumulables qu&rsquo;il a pour conserver ses indemnit\u00e9s :<\/p>\n<ul>\n<li><span class=\"exergue\">le maintien de ses allocations<\/span> pendant maximum 15 mois,<\/li>\n<li><span class=\"exergue\">b\u00e9n\u00e9ficier de l\u2019ARCE<\/span> (Aide \u00e0 la Reprise ou \u00e0 la Cr\u00e9ation d\u2019Entreprise) sous la forme du versement d\u2019une partie des indemnit\u00e9s restant dues.<\/li>\n<\/ul>\n<h2>L\u2019auto-entrepreneur qui choisit le maintien des allocations ch\u00f4mage<\/h2>\n<p><img decoding=\"async\" class=\"wp-image-3298 alignright\" style=\"margin-left: 10px;\" title=\"pole emploi et auto-entreprise\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/05\/residence-principale.png\" alt=\"les auto-entrepreneurs\" width=\"138\" height=\"146\" \/><\/p>\n<p><span class=\"exergue\">Le ch\u00f4meur qui cr\u00e9e une auto-entreprise peut conserver le versement de ses allocations ch\u00f4mage pendant au maximum 15 mois<\/span> (cette limite est supprim\u00e9e lorsqu\u2019il est \u00e2g\u00e9 d\u2019au moins 50 ans) \u00e0 condition que ses revenus ne d\u00e9passent pas 70% de l\u2019ancienne r\u00e9mun\u00e9ration.<\/p>\n<p>En effet, lorsqu\u2019un ch\u00f4meur a une activit\u00e9, il peut b\u00e9n\u00e9ficier d\u2019une indemnit\u00e9 compl\u00e9mentaire \u00e0 son revenu \u00e0 condition que le cumul de son revenu et de son indemnisation ne d\u00e9passent pas les seuils suivants\u00a0:<\/p>\n<ul>\n<li>70% de l\u2019ancienne r\u00e9mun\u00e9ration,<\/li>\n<li>110 heures de travail mensuel,<\/li>\n<li>15 mois de revenu d\u2019activit\u00e9 compl\u00e9t\u00e9 par une indemnit\u00e9.<\/li>\n<\/ul>\n<p><code>Notons que l\u2019accord sur l\u2019assurance ch\u00f4mage conclu r\u00e9cemment supprime \u00e0 compter du 1<sup>er<\/sup> juillet 2014 les seuils cit\u00e9s ci-dessus pour permettre aux ch\u00f4meurs qui profitent d\u2019un revenu d\u2019activit\u00e9 de gagner plus que lorsqu\u2019ils ne travaillent pas. Il conviendra cependant de se faire confirmer que cela s\u2019appliquera bien aux cr\u00e9ateurs d\u2019auto-entreprise.<\/code><\/p>\n<p><div class=\"encadre-style\">Par cons\u00e9quent, le b\u00e9n\u00e9fice du maintien des allocations ch\u00f4mage peut \u00eatre r\u00e9sum\u00e9 de la mati\u00e8re suivante lorsque :<\/p>\n<ul>\n<li>Les revenus d\u2019activit\u00e9 de <a href=\"https:\/\/valoxy.org\/blog\/lauto-entrepreneur\/\">l\u2019auto-entrepreneur<\/a>\u00a0sont inf\u00e9rieurs \u00e0 70% des revenus mensuels pr\u00e9c\u00e9dent, P\u00f4le emploi verse des indemnit\u00e9s compl\u00e9mentaires au salaire d\u2019activit\u00e9.<\/li>\n<li>Les revenus d\u2019activit\u00e9 d\u00e9passent 70% des revenus mensuels pr\u00e9c\u00e9dents, l\u2019auto-entrepreneur ne per\u00e7oit plus d\u2019indemnit\u00e9s ch\u00f4mage compl\u00e9mentaires.<\/li>\n<li>L\u2019auto-entreprise n\u2019apporte pas de revenu d\u2019activit\u00e9, P\u00f4le-emploi maintient la totalit\u00e9 des indemnit\u00e9s ch\u00f4mage.<\/div><\/li>\n<\/ul>\n<h2>L\u2019auto-entrepreneur qui choisit l\u2019ARCE<\/h2>\n<p>L\u2019Arce permet \u00e0 un ch\u00f4meur cr\u00e9ateur d\u2019entreprise de demander de se faire verser 45% des droits qu\u2019il lui reste \u00e0 percevoir en deux temps\u00a0:<\/p>\n<ul>\n<li>50% lors de la cr\u00e9ation d\u2019entreprise (ou de l\u2019auto-entreprise),<\/li>\n<li>50% 6 mois apr\u00e8s la cr\u00e9ation d\u2019entreprise lorsque la soci\u00e9t\u00e9 est toujours en activit\u00e9.<\/li>\n<\/ul>\n<div class=\"encadre-style\">Les caract\u00e9ristiques de ce choix\u00a0:<\/p>\n<p>L\u2019auto-entrepreneur qui choisit l\u2019ARCE peut anticiper des revenus sup\u00e9rieurs aux indemnit\u00e9s de P\u00f4le emploi sans perdre les b\u00e9n\u00e9fices de ses indemnit\u00e9s. Les revenus de son activit\u00e9 n\u2019ont pas de cons\u00e9quence sur le montant de l\u2019aide attendue.<\/p>\n<p>Par contre, au final, il se verra verser 65% d\u2019indemnit\u00e9s ch\u00f4mage en moins qu\u2019en optant pour le maintien des allocations.<\/p>\n<p>En cas d\u2019\u00e9chec, il pourra retrouver une partie des indemnit\u00e9s ch\u00f4mage pour avoir le temps de se retourner.<\/div>\n<h2>Quelle option un ch\u00f4meur doit-il choisir lorsqu\u2019il cr\u00e9e une auto entreprise\u00a0?<\/h2>\n<p>La r\u00e9ponse \u00e0 cette question d\u00e9pend du montant des revenus attendus et de la fiabilit\u00e9 des anticipations.<\/p>\n<p>En effet pour un auto-entrepreneur, \u00a0les revenus et les recettes se confondent. Il est par cons\u00e9quent \u00a0difficile d\u2019optimiser les revenus. En effet, ils sont syst\u00e9matiquement d\u00e9clar\u00e9s. L\u2019ARCE permet au cr\u00e9ateur d\u2019avoir la certitude du versement des indemnit\u00e9s attendues.<\/p>\n<p>Lorsque le montant des revenus d\u2019un cr\u00e9ateur d\u2019entreprise est incertain, il est plut\u00f4t conseill\u00e9 de s\u2019orienter vers la cr\u00e9ation d\u2019une structure. (EI, EIRL, EURL ou SASU). Cela permet de temporiser les revenus et par cons\u00e9quent d\u2019optimiser les indemnit\u00e9s ch\u00f4mage.<\/p>\n<p class=\"p1\"><span class=\"s1\"><div class=\"encadre-style\"> Vous souhaitez plus d\u2019informations sur les aides \u00e0 la cr\u00e9ation et \u00e0 la reprise d\u2019entreprise ? Retrouvez nos articles sur le blog de Valoxy :<\/span><\/p>\n<ul class=\"ul1\">\n<li style=\"list-style-type: none;\">\n<ul class=\"ul2\">\n<li class=\"li2\"><span class=\"s2\"><a href=\"https:\/\/valoxy.org\/blog\/aide-a-la-creation-le-dispositif-accre\/\"><span class=\"s3\">Aide \u00e0 la cr\u00e9ation : le dispositif ACCRE<\/span><\/a><\/span><\/li>\n<li class=\"li2\"><span class=\"s4\"><a href=\"https:\/\/valoxy.org\/blog\/aide-a-la-creation-le-dispositif-nacre\/\"><span class=\"s3\">Aide \u00e0 la cr\u00e9ation : le dispositif NACRE<\/span><\/a><\/span><\/li>\n<li class=\"li2\"><span class=\"s4\"><a href=\"https:\/\/valoxy.org\/blog\/quest-ce-que-larce-aide-a-la-reprise-ou-creation-dentreprise\/\"><span class=\"s3\">Qu\u2019est ce que l\u2019 ARCE (Aide \u00e0 la reprise ou cr\u00e9ation d\u2019entreprise)<\/span><\/a><\/span><\/li>\n<li class=\"li2\"><span class=\"s4\"><a href=\"https:\/\/valoxy.org\/blog\/aides-au-financement-creation-ou-reprise-dentreprise\/\"><span class=\"s3\">Les aides au financement pour la cr\u00e9ation ou la reprise d\u2019entreprise<\/span><\/a><\/span><\/li>\n<li class=\"li2\"><span class=\"s4\"><a href=\"https:\/\/valoxy.org\/blog\/formalites-creation-entreprise\/\"><span class=\"s3\">Les formalit\u00e9s li\u00e9es \u00e0 la cr\u00e9ation d\u2019une entreprise<\/span><\/a><\/span><span class=\"s5\"><\/div><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Peut-on \u00eatre \u00e0 la fois ch\u00f4meur et auto-entrepreneur ? Suite \u00e0 notre article sur l\u2019ACCRE de nombreux cr\u00e9ateurs d&rsquo;entreprise nous ont demand\u00e9 s\u2019il \u00e9tait possible de b\u00e9n\u00e9ficier des indemnit\u00e9s ch\u00f4mage tout en \u00e9tant auto-entrepreneur. Si\u00a0 la r\u00e9glementation offre cette possibilit\u00e9&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5699,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-7505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridique"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le cumul du ch\u00f4mage avec le statut d\u2019auto-entrepreneur | Blog Valoxy - Expertise comptable<\/title>\n<meta name=\"description\" content=\"Ch\u00f4meur et auto-entrepreneur ? 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