{"id":6577,"date":"2013-10-17T20:15:16","date_gmt":"2013-10-17T18:15:16","guid":{"rendered":"https:\/\/valoxy.org\/blog\/?p=6577"},"modified":"2024-06-13T16:08:09","modified_gmt":"2024-06-13T14:08:09","slug":"plan-tresorerie-sert-il","status":"publish","type":"post","link":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/","title":{"rendered":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ?"},"content":{"rendered":"<p>La gestion de la tr\u00e9sorerie est l\u2019un des soucis majeurs des dirigeants et cr\u00e9ateurs d\u2019entreprise. Il faut reconna\u00eetre que m\u00eame lorsqu\u2019on a du bon sens et de l\u2019exp\u00e9rience, les pi\u00e8ges dans ce domaine sont nombreux. <span class=\"exergue\">Le<strong> plan de tr\u00e9sorerie<\/strong> est un outil d\u2019aide au pilotage de la tr\u00e9sorerie<\/span> qui permet, sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.<\/p>\n<p>Valoxy, cabinet d&rsquo;expertise comptable dans les Hauts de France, en explique le fonctionnement dans cet article.<\/p>\n<div style=\"margin: auto; width: 203px;\">\n<figure id=\"attachment_6459\" aria-describedby=\"caption-attachment-6459\" style=\"width: 193px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\" wp-image-6459 \" title=\"Le plan de tr\u00e9sorerie peut \u00eatre votre bou\u00e9e de sauvetage\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/falling-man-276x300.jpg\" alt=\"le plan de tr\u00e9sorerie\" width=\"193\" height=\"210\" \/><figcaption id=\"caption-attachment-6459\" class=\"wp-caption-text\">Le plan de tr\u00e9sorerie peut \u00eatre votre bou\u00e9e de sauvetage<\/figcaption><\/figure>\n<\/div>\n<h2 style=\"text-align: center;\"><\/h2>\n<h2><b>Qu\u2019est-ce qu\u2019un plan de tr\u00e9sorerie\u00a0?<\/b><\/h2>\n<p>Le plan de tr\u00e9sorerie est un document qui permet \u00e0 une entreprise <strong><a title=\"Bien g\u00e9rer la tr\u00e9sorerie de son entreprise\" href=\"https:\/\/valoxy.org\/blog\/bien-gerer-tresorerie-entreprise\/\" target=\"_blank\" rel=\"noopener noreferrer\">d\u2019\u00e9tablir un pr\u00e9visionnel de tr\u00e9sorerie<\/a><\/strong> \u00e0 court et moyen terme. <span class=\"exergue\">Il pr\u00e9voit et mesure les diff\u00e9rents flux de tr\u00e9sorerie \u00e0 venir, mettant ainsi en \u00e9vidence les \u00e9ch\u00e9ances financi\u00e8res d\u00e9licates.<\/span><\/p>\n<p>L\u2019une des qualit\u00e9s majeures d\u2019un bon plan de tr\u00e9sorerie est son niveau de pr\u00e9cision. Ce dernier d\u00e9pend de plusieurs crit\u00e8res\u00a0:<\/p>\n<ul>\n<li>La qualit\u00e9 de prise en compte de l\u2019ensemble des flux financiers.<\/li>\n<li>La qualit\u00e9 des informations prises en compte (d\u00e9lais de paiement, acomptes, \u2026).<\/li>\n<li>La pr\u00e9cision des flux est-elle de l\u2019ordre de l\u2019euro, de la dizaine ou de la centaine d\u2019euros\u00a0?<\/li>\n<li>La fr\u00e9quence de mise \u00e0 jour. Plus le tableau est\u00a0 mis \u00e0 jour r\u00e9guli\u00e8rement, plus il est fiable et permet une r\u00e9action rapide.<\/li>\n<\/ul>\n<h3><span style=\"text-decoration: underline;\">Remarque\u00a0:<\/span><\/h3>\n<p>M\u00eame si on a souvent envie de faire un plan de tr\u00e9sorerie pr\u00e9cis et performant d\u00e8s sa mise en place, il est pr\u00e9f\u00e9rable d\u2019en avoir un simplifi\u00e9 pour s\u2019assurer de l\u2019utiliser dans la dur\u00e9e.<\/p>\n<h2><b>Quel est l\u2019int\u00e9r\u00eat du plan de tr\u00e9sorerie\u00a0?<\/b><\/h2>\n<p><strong><a title=\"Pourquoi la tr\u00e9sorerie de votre entreprise baisse ?\" href=\"https:\/\/valoxy.org\/blog\/la-baisse-de-la-tresorerie\/\" target=\"_blank\" rel=\"noopener noreferrer\">Beaucoup d\u2019entreprises traversent des difficult\u00e9s de tr\u00e9sorerie<\/a><\/strong> parce qu\u2019elles n\u2019avaient pas de plan de tr\u00e9sorerie mis \u00e0 jour. L\u2019int\u00e9r\u00eat de ce tableau synth\u00e9tique diff\u00e8re selon que l\u2019entreprise existe depuis longtemps ou qu\u2019elle est en cr\u00e9ation.<\/p>\n<h3><span style=\"text-decoration: underline;\">Pour une entreprise existante <\/span><\/h3>\n<p>Les dirigeants d\u2019entreprise utilisent le plan de tr\u00e9sorerie pour plusieurs raisons\u00a0:<\/p>\n<ol>\n<li><span class=\"exergue\"><img decoding=\"async\" class=\"size-medium wp-image-6339 alignright\" style=\"margin-left: 10px;\" title=\"le plan de tr\u00e9sorerie\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/09\/business-team-working-in-the-office-300x200.jpg\" alt=\"le plan de tr\u00e9sorerie\" width=\"185\" height=\"123\" \/>S\u2019assurer que l\u2019entreprise est solvable.<\/span> Qu\u2019elle saura faire face aux \u00e9ch\u00e9ances \u00e0 venir \u00e0 temps (pr\u00eats, factures\u2026).<\/li>\n<li>Lorsque l\u2019entreprise a une activit\u00e9 saisonni\u00e8re, ou ressent une baisse d\u2019activit\u00e9, le plan de tr\u00e9sorerie permet de <span class=\"exergue\">mesurer la difficult\u00e9 pour mieux l\u2019anticiper<\/span>.<\/li>\n<li><span class=\"exergue\">\u00c9valuer la capacit\u00e9 de l\u2019entreprise \u00e0 assurer son d\u00e9veloppement<\/span> et le besoin d\u2019apport financier ext\u00e9rieur si n\u00e9cessaire.<\/li>\n<\/ol>\n<h3><span style=\"text-decoration: underline;\">Pour une cr\u00e9ation d\u2019entreprise<\/span><\/h3>\n<p>Lors d\u2019une cr\u00e9ation d\u2019entreprise, le plan de tr\u00e9sorerie s\u2019int\u00e8gre dans <a title=\"Le bilan pr\u00e9visionnel\" href=\"https:\/\/valoxy.org\/blog\/le-bilan-previsionnel\/\" target=\"_blank\" rel=\"noopener noreferrer\">la partie du bilan pr\u00e9visionnel<\/a> que comporte<a title=\"Le business plan\" href=\"https:\/\/valoxy.org\/blog\/business-plan\/\" target=\"_blank\" rel=\"noopener noreferrer\"> le Business Plan.<\/a> Il permet de :<\/p>\n<ol>\n<li><span class=\"exergue\">mesurer le besoin de financement du projet<\/span> de cr\u00e9ation d\u2019entreprise,<\/li>\n<li><span class=\"exergue\">planifier et organiser dans le temps les apports financiers<\/span>,<\/li>\n<li><span class=\"exergue\">s\u2019assurer qu\u2019avec les hypoth\u00e8ses retenues, la tr\u00e9sorerie sera suffisante<\/span> <a title=\"Qu\u2019est ce que le BFR ? Quels sont ses enjeux ?\" href=\"https:\/\/valoxy.org\/blog\/le-bfr-quels-sont-ses-enjeux\/\" target=\"_blank\" rel=\"noopener noreferrer\">pour financer le BFR<\/a> et les autres d\u00e9penses.<\/li>\n<\/ol>\n<p style=\"text-align: center;\"><code><strong>La qualit\u00e9 premi\u00e8re du plan de tr\u00e9sorerie est de permettre d\u2019anticiper \u00a0et de r\u00e9agir en cas d\u2019insuffisance de fonds.<\/strong><\/code><\/p>\n<h2><b>Comment construire votre plan de tr\u00e9sorerie\u00a0?<\/b><\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-medium wp-image-6462 alignleft\" style=\"margin-right: 20px;\" title=\"comment faire un plan de tr\u00e9sorerie\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/up-down-203x300.jpg\" alt=\"le plan de tr\u00e9sorerie\" width=\"203\" height=\"300\" \/>Le plan de tr\u00e9sorerie prend en compte l\u2019ensemble des flux financiers c\u2019est-\u00e0-dire les flux :<\/p>\n<ul>\n<li>de gestion courante,<\/li>\n<li>d&rsquo;investissements,<\/li>\n<li>de financement.<\/li>\n<\/ul>\n<p><span class=\"exergue\">Pour effectuer un <strong>plan de tr\u00e9sorerie<\/strong>, il faut avoir \u00e0 sa disposition l\u2019ensemble des informations financi\u00e8res.<\/span> Le compte de r\u00e9sultat permet d\u2019en retrouver la plupart, il faut ensuite obtenir les caract\u00e9ristiques de chaque flux (montant, r\u00e9currence, d\u00e9lai de paiement, taux de TVA\u2026).<\/p>\n<p>Le plan de tr\u00e9sorerie se pr\u00e9sente sous la forme d&rsquo;un tableau ventilant au mois le mois sur un an :<\/p>\n<ul>\n<li>l\u2019ensemble des d\u00e9caissements attendus (sorties d\u2019argent)<\/li>\n<li>l\u2019ensemble des encaissements pr\u00e9vus (rentr\u00e9es financi\u00e8res).<\/li>\n<\/ul>\n<h3><span style=\"text-decoration: underline;\">Remarques\u00a0:<\/span><\/h3>\n<p>On commence par s\u2019appuyer sur <span class=\"exergue\">la situation du compte bancaire en d\u00e9but du mois et des encaissements du m\u00eame mois<\/span>.<\/p>\n<p>Si vous achetez en juin, mais ne payez qu\u2019en septembre, c\u2019est sur le mois de septembre que vous devrez enregistrer le d\u00e9caissement.<\/p>\n<p><strong><span class=\"exergue\">Les montants sont enregistr\u00e9s en TTC<\/span><\/strong> (lorsque les op\u00e9rations sont assujetties \u00e0 la TVA). L\u2019entreprise r\u00e8gle et se fait payer en TTC, elle rembourse ensuite aux imp\u00f4ts l\u2019exc\u00e9dent de TVA collect\u00e9e (ou r\u00e9cup\u00e8re le cr\u00e9dit de TVA).<\/p>\n<p>En bas de chaque colonne mensuelle on trouvera\u00a0:<\/p>\n<ul>\n<li>la somme des encaissements,<\/li>\n<li>la somme des d\u00e9caissements,<\/li>\n<li>la diff\u00e9rence entre les encaissements et les d\u00e9caissements,<\/li>\n<li>la tr\u00e9sorerie attendue en fin de mois,<\/li>\n<li>le cumul de la tr\u00e9sorerie.<\/li>\n<\/ul>\n<p>Ceci permet de suivre et comparer les \u00e9volutions de tr\u00e9sorerie, de voir si la tr\u00e9sorerie passe en n\u00e9gatif et de r\u00e9fl\u00e9chir aux solutions \u00e0 envisager.<\/p>\n<p>Les cumuls mensuels permettent aussi de faire des graphiques qui facilitent la mise en \u00e9vidence des grandes tendances.<\/p>\n<h3><span style=\"text-decoration: underline;\">Les encaissements<\/span><\/h3>\n<p>Dans les encaissements, on retrouvera : le chiffre d\u2019affaires TTC, les apports financiers (capital de d\u00e9part, augmentations de capital et apports en compte courant), les subventions re\u00e7ues, les produits financiers et les remboursements d\u2019imp\u00f4ts (cr\u00e9dit de TVA par exemple).<\/p>\n<h3><span style=\"text-decoration: underline;\">Les d\u00e9caissements<\/span><\/h3>\n<p>Dans les d\u00e9caissements, on retrouvera : les achats TTC (marchandises, mati\u00e8res 1\u00e8res), les frais g\u00e9n\u00e9raux TTC (loyers, entretien, assurances, sous-traitance, honoraires, transport, remboursements de frais,\u2026.), les salaires nets, les charges sociales (attentions aux dates de r\u00e8glement), les imp\u00f4ts et taxes, les r\u00e9ductions de capital, les reprises d\u2019apports en compte courant, les charges financi\u00e8res.<\/p>\n<h3><span style=\"text-decoration: underline;\">Remarque<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3245 alignleft\" style=\"margin-right: 10px;\" title=\"Plan de tr\u00e9sorerie\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/05\/credit-impot-recherche.png\" alt=\"faire un plan de tr\u00e9sorerie\" width=\"55\" height=\"54\" \/>Pour que le plan de tr\u00e9sorerie soit r\u00e9aliste et utilisable, il est important de <span class=\"exergue\">prendre en compte les bons d\u00e9lais de paiement<\/span>. Ils auront une incidence sur les dates d\u2019encaissement et de d\u00e9caissement, ce qui permettra de mettre en \u00e9vidence les d\u00e9calages de tr\u00e9sorerie.<\/p>\n<h2><b>Que faire en cas de solde n\u00e9gatif ?<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-6507 alignright\" style=\"margin-left: 10px;\" title=\"que faire quand la ttr\u00e9sorerie est n\u00e9gative\" src=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/sarl-ou-sas-241x300.jpg\" alt=\"le plan de tr\u00e9sorerie aide-t-il \u00e0 trouver une solution\" width=\"86\" height=\"108\" \/>Au final, le but du plan pr\u00e9visionnel est bien d\u2019\u00e9tablir des pr\u00e9visions et d\u2019offrir une visibilit\u00e9 de la tr\u00e9sorerie de l\u2019entreprise sur les mois \u00e0 venir. <a title=\"Pourquoi la tr\u00e9sorerie de votre entreprise baisse ?\" href=\"https:\/\/valoxy.org\/blog\/la-baisse-de-la-tresorerie\/\" target=\"_blank\" rel=\"noopener noreferrer\">Alors que faire s\u2019il appara\u00eet que le solde sera n\u00e9gatif\u00a0?<\/a><\/p>\n<p>Le dirigeant peut <span class=\"exergue\">agir sur les d\u00e9penses (r\u00e9duire le BFR)<\/span> ou <span class=\"exergue\">rechercher d\u2019autres sources de financement<\/span> (augmenter les fonds propres, n\u00e9gocier l&rsquo;utilisation de cr\u00e9dits bancaires comme l\u2019escompte commercial ou la cession Dailly\u2026.).<\/p>\n<p>En pr\u00e9voyant de mettre en place un plan de tr\u00e9sorerie et en veillant \u00e0 le garder \u00e0 jour, il est possible pour l\u2019entreprise d\u2019anticiper et de r\u00e9agir \u00e0 temps, pour faire face \u00e0 ses probl\u00e8mes de tr\u00e9sorerie \u00e9ventuels.<\/p>\n<p>Pour plus d\u2019informations sur la tr\u00e9sorerie, retrouvez nos articles sur le blog de Valoxy :<\/p>\n<ul>\n<li><a href=\"https:\/\/valoxy.org\/blog\/suivre-la-tresorerie-de-son-entreprise\/\">Suivre la tr\u00e9sorerie de son entreprise : une n\u00e9cessit\u00e9 absolue<\/a><\/li>\n<li><a href=\"https:\/\/valoxy.org\/blog\/la-tresorerie-de-lentreprise\/\">La tr\u00e9sorerie de l\u2019entreprise.<\/a><\/li>\n<li><a href=\"https:\/\/valoxy.org\/blog\/la-baisse-de-la-tresorerie\/\">Les raisons qui engendrent une d\u00e9gradation de la tr\u00e9sorerie<\/a><\/li>\n<li><a href=\"https:\/\/valoxy.org\/blog\/organisation-dentreprise-les-5-basics-du-suivi-tresorerie\/\">Organisation d\u2019entreprise : les 5 basics du suivi de tr\u00e9sorerie ?<\/a><\/li>\n<li><a href=\"https:\/\/valoxy.org\/blog\/bien-gerer-tresorerie-entreprise\/\">Bien g\u00e9rer la tr\u00e9sorerie de son entreprise<\/a><\/li>\n<li><a href=\"https:\/\/valoxy.org\/blog\/le-calcul-de-la-tresorerie\/\">Le calcul de la tr\u00e9sorerie de votre entreprise<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>La gestion de la tr\u00e9sorerie est l\u2019un des soucis majeurs des dirigeants et cr\u00e9ateurs d\u2019entreprise. Il faut reconna\u00eetre que m\u00eame lorsqu\u2019on a du bon sens et de l\u2019exp\u00e9rience, les pi\u00e8ges dans ce domaine sont nombreux. Le plan de tr\u00e9sorerie est&#8230;<\/p>\n","protected":false},"author":1,"featured_media":6475,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-6577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable<\/title>\n<meta name=\"description\" content=\"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable\" \/>\n<meta property=\"og:description\" content=\"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog Valoxy - Expertise comptable\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Valoxy\" \/>\n<meta property=\"article:published_time\" content=\"2013-10-17T18:15:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-13T14:08:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t<meta property=\"og:image:height\" content=\"841\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Expert-comptable Valoxy\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Expert-comptable Valoxy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\"},\"author\":{\"name\":\"Expert-comptable Valoxy\",\"@id\":\"https:\/\/valoxy.org\/blog\/#\/schema\/person\/d285f250195f45509ceac046366fcc4a\"},\"headline\":\"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ?\",\"datePublished\":\"2013-10-17T18:15:16+00:00\",\"dateModified\":\"2024-06-13T14:08:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\"},\"wordCount\":1210,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/valoxy.org\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg\",\"articleSection\":[\"Gestion\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\",\"url\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\",\"name\":\"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable\",\"isPartOf\":{\"@id\":\"https:\/\/valoxy.org\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg\",\"datePublished\":\"2013-10-17T18:15:16+00:00\",\"dateModified\":\"2024-06-13T14:08:09+00:00\",\"description\":\"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.\",\"breadcrumb\":{\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage\",\"url\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg\",\"contentUrl\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg\",\"width\":1050,\"height\":841,\"caption\":\"holding\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/valoxy.org\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/valoxy.org\/blog\/#website\",\"url\":\"https:\/\/valoxy.org\/blog\/\",\"name\":\"Blog Valoxy\",\"description\":\"Le Blog Valoxy, ce sont plus de 1500 articles sur toute l&#039;actualit\u00e9 comptable, juridique, fiscale, et la gestion d&#039;entreprise\",\"publisher\":{\"@id\":\"https:\/\/valoxy.org\/blog\/#organization\"},\"alternateName\":\"Le Blog Valoxy, ce sont plus de 1500 articles sur toute l&#039;actualit\u00e9 comptable, juridique, fiscale, et la gestion d&#039;entreprise\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/valoxy.org\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/valoxy.org\/blog\/#organization\",\"name\":\"Blog Valoxy\",\"url\":\"https:\/\/valoxy.org\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/valoxy.org\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2024\/05\/cropped-blog-valoxy-logo-300x118-2.png\",\"contentUrl\":\"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2024\/05\/cropped-blog-valoxy-logo-300x118-2.png\",\"width\":266,\"height\":100,\"caption\":\"Blog Valoxy\"},\"image\":{\"@id\":\"https:\/\/valoxy.org\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Valoxy\",\"https:\/\/www.linkedin.com\/company\/valoxy\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/valoxy.org\/blog\/#\/schema\/person\/d285f250195f45509ceac046366fcc4a\",\"name\":\"Expert-comptable Valoxy\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/valoxy.org\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5e8d0ed8d4c117e5d77ddb78bbcab5f6b5841424c6b20eeaafcfd8741ef2aa2c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5e8d0ed8d4c117e5d77ddb78bbcab5f6b5841424c6b20eeaafcfd8741ef2aa2c?s=96&d=mm&r=g\",\"caption\":\"Expert-comptable Valoxy\"},\"sameAs\":[\"https:\/\/valoxy.org\/blog\"],\"url\":\"https:\/\/valoxy.org\/blog\/author\/ceo-valoxy\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable","description":"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/","og_locale":"fr_FR","og_type":"article","og_title":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable","og_description":"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.","og_url":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/","og_site_name":"Blog Valoxy - Expertise comptable","article_publisher":"https:\/\/www.facebook.com\/Valoxy","article_published_time":"2013-10-17T18:15:16+00:00","article_modified_time":"2024-06-13T14:08:09+00:00","og_image":[{"width":1050,"height":841,"url":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg","type":"image\/jpeg"}],"author":"Expert-comptable Valoxy","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Expert-comptable Valoxy","Dur\u00e9e de lecture estim\u00e9e":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#article","isPartOf":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/"},"author":{"name":"Expert-comptable Valoxy","@id":"https:\/\/valoxy.org\/blog\/#\/schema\/person\/d285f250195f45509ceac046366fcc4a"},"headline":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ?","datePublished":"2013-10-17T18:15:16+00:00","dateModified":"2024-06-13T14:08:09+00:00","mainEntityOfPage":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/"},"wordCount":1210,"commentCount":2,"publisher":{"@id":"https:\/\/valoxy.org\/blog\/#organization"},"image":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage"},"thumbnailUrl":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg","articleSection":["Gestion"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/","url":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/","name":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ? | Valoxy expertise comptable","isPartOf":{"@id":"https:\/\/valoxy.org\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage"},"image":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage"},"thumbnailUrl":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg","datePublished":"2013-10-17T18:15:16+00:00","dateModified":"2024-06-13T14:08:09+00:00","description":"Le plan de tr\u00e9sorerie est un outil d\u2019aide au pilotage de la tr\u00e9sorerie qui permettra sinon d\u2019\u00e9viter, du moins d\u2019anticiper les difficult\u00e9s.","breadcrumb":{"@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#primaryimage","url":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg","contentUrl":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2013\/10\/businessman-on-big-piggy-bank-and-poor-man-with-little-one-1.jpg","width":1050,"height":841,"caption":"holding"},{"@type":"BreadcrumbList","@id":"https:\/\/valoxy.org\/blog\/plan-tresorerie-sert-il\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/valoxy.org\/blog\/"},{"@type":"ListItem","position":2,"name":"Le plan de tr\u00e9sorerie, \u00e0 quoi sert-il ?"}]},{"@type":"WebSite","@id":"https:\/\/valoxy.org\/blog\/#website","url":"https:\/\/valoxy.org\/blog\/","name":"Blog Valoxy","description":"Le Blog Valoxy, ce sont plus de 1500 articles sur toute l&#039;actualit\u00e9 comptable, juridique, fiscale, et la gestion d&#039;entreprise","publisher":{"@id":"https:\/\/valoxy.org\/blog\/#organization"},"alternateName":"Le Blog Valoxy, ce sont plus de 1500 articles sur toute l&#039;actualit\u00e9 comptable, juridique, fiscale, et la gestion d&#039;entreprise","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/valoxy.org\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/valoxy.org\/blog\/#organization","name":"Blog Valoxy","url":"https:\/\/valoxy.org\/blog\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/valoxy.org\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2024\/05\/cropped-blog-valoxy-logo-300x118-2.png","contentUrl":"https:\/\/valoxy.org\/blog\/wp-content\/uploads\/2024\/05\/cropped-blog-valoxy-logo-300x118-2.png","width":266,"height":100,"caption":"Blog Valoxy"},"image":{"@id":"https:\/\/valoxy.org\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Valoxy","https:\/\/www.linkedin.com\/company\/valoxy"]},{"@type":"Person","@id":"https:\/\/valoxy.org\/blog\/#\/schema\/person\/d285f250195f45509ceac046366fcc4a","name":"Expert-comptable Valoxy","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/valoxy.org\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5e8d0ed8d4c117e5d77ddb78bbcab5f6b5841424c6b20eeaafcfd8741ef2aa2c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5e8d0ed8d4c117e5d77ddb78bbcab5f6b5841424c6b20eeaafcfd8741ef2aa2c?s=96&d=mm&r=g","caption":"Expert-comptable Valoxy"},"sameAs":["https:\/\/valoxy.org\/blog"],"url":"https:\/\/valoxy.org\/blog\/author\/ceo-valoxy\/"}]}},"_links":{"self":[{"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/posts\/6577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/comments?post=6577"}],"version-history":[{"count":1,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/posts\/6577\/revisions"}],"predecessor-version":[{"id":67867,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/posts\/6577\/revisions\/67867"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/media\/6475"}],"wp:attachment":[{"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/media?parent=6577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/categories?post=6577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valoxy.org\/blog\/wp-json\/wp\/v2\/tags?post=6577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}